SECTION 3 - Additional Expenses

... provided such expenses are authorised by the emergency assistance company or Accident & Health International and are as a direct consequence of:1.1. the Unexpected Death, Injury or Sickness of th...

Simple as ABCC

Submitted by admin on Fri, 05/06/2011 - 17:42
...ission report. Australia's Construction Industry Laws have been condemned six times by the International Labour Organisation. The ABCC will cost Australian taxpayers $165.4 million for th...

GENERAL CONDITIONS AND LIMITATIONS APPLYING TO ALL SECTIONS

... NOTICE OF CLAIMWritten notice of claim must be given to Accident & Health International within thirty (30) days after the occurrence of any circumstances giving rise to a claim or as soon thereaf... ...is reasonably possible. SUBROGATIONIn the event of any payment being made by Accident & Health International under this Plan, Accident & Health International shall be subrogated to all the Insured Person's right of recovery against any person or organisatio... ...overy action to be prosecuted. CLAIM FORMSUpon receipt of a notice of claim, Accident & Health International shall submit Our usual claim form for completion.Accident & Health International shall not be liable to make any payment under this Plan unless the claim form is properly completed and all information reasonably required by Accident & Health International has been furnished. YOUR DUTY TO CO-OPERATEThe benefits of this policy depend on You or any person covered by this policy giving Accident & Health International any reasonable information and help Accident & Health International require. This includes giving Accident & Health International written statements of documents Accident & Health International consider relevant. Accident & Health International may also require You or any person covered by this policy to attend Court to give evidence. You must help Accident & Health International even when Accident & Health International have paid Your claim. If You do not co-operate Your payments may be suspended. PHYSICAL EXAMINATION AND AUTOPSYAccident & Health International may at Our own expense conduct any medical examination or examinations of any Insured Person or arrange at Our own expense for an autopsy to be carried out. LEGAL ACTIONNo action at law or in equity shall be brought to recover on this Plan prior to the expiration of sixty (60) days after Our reasonable requirements in connection with a claim have been met. No such action shall be brought after the expiration of three (3) years after the time of the loss or damage or the time the liability was incurred (as the case may be).No action at law or equity shall be brought or maintainable unless and until the parties have first participated in a formal mediation process before a mediator appointed by agreement or failing that by the president of the law society of that state the claimant ordinarily resides. The costs of any mediator shall be borne equally by the parties. CANCELLATION1. This Plan may be cancelled by You at any time by giving Accident & Health International written notice, in which case Accident & Health International shall retain a proportion of the premium calculated at Our usual short-term rates for the time the Plan has been in force;2. Accident & Health International may cancel this Plan in accordance with the provisions of the Insurance Contracts Act. Upon cancellation by Accident & Health International , Accident & Health International shall refund a proportion of the premium paid calculated by reference to the unexpired Period of Insurance. AGE LIMITATIONAccident & Health International shall not be liable to pay any money with respect to any Insured Person who has attained the age of...

SECTION 6 – KIDNAP, DETENTION, EXTORTION AND RANSOM

...xtortion threat whilst engaged on Insured Travel within the Territorial Limits, Accident and Health International will reimburse the Ultimate Net Loss, but not exceeding the amount stated in the Sched...

Travel Insurance

...avel whilst engaged on private pleasure travel by air, rail, motor vehicle or sea; andInternational travel from point of departure to the intended destination, associated leisure ...

Section 1

...e Table of Benefits; Sickness, You suffer from Temporary Total Disablement; Accident & Health International will pay the compensation set out in that Table. However, all Insured Events including... ... Events set out in the Table of Benefits as a direct result of that exposure, Accident & Health International will pay benefits accordingly. DISAPPEARANCEIf an Insured Person disappears following ... ...has not been found within twelve (12) months after the date of disappearance, Accident & Health International shall pay a benefit on the basis that that person died as a result of an Injury at the...

SECTION 4 - BAGGAGE, TRAVELLERS' CHEQUES, TRAVEL DOCUMENTS, CREDIT CARDS AND MONEY

...hem. In most cases they may be liable for some or all of the damage or loss. Accident & Health International may appoint a claims assessor to assist with the collection of any further information...

SECTION 5 - LOSS OF DEPOSITS AND CANCELLATION CHARGES

...EXTENT OF COVER Accident & Health International will indemnify the Eligible Financial Member and their accompanying Immediate Family for loss of travel and accommodation expenses paid in advance f...

GENERAL EXCLUSIONS APPLYING TO SECTIONS 1 - 9

...Accident & Health International shall not be liable to pay for any claim caused by or arising out of: The Insured Person engaging in air travel except as a passenger in any properly licensed air...

Action on Climate Change

Submitted by cfmeupublish on Thu, 06/23/2011 - 15:47
...e that human-created pollution is changing our climate in harmful ways.The latest forecast from the International Energy Agency indicates that the battle to limit temperature rises to no more than 2 d... ...s website. Facts:  Carbon emissions reached a record high in 2010, according to the International Energy Agency. 80% of projected emissions from the power sector for 2010 are already l...