GENERAL EXCLUSIONS APPLYING TO SECTIONS 1 - 9

Accident & Health International shall not be liable to pay for any claim caused by or arising out of:

  1. The Insured Person engaging in air travel except as a passenger in any properly licensed aircraft;
  2. A deliberately self-inflicted injury; including suicide or attempted suicide whether sane, insane or under any mental distress;
  3. War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection or military or usurped power in your country of domicile, Iraq or Afghanistan;
  4. The use, existence or escape of nuclear weapons material or ionising radiation from or contamination by radioactivity from any nuclear fuel or nuclear waste from the combustion of nuclear fuel;
  5. A sexually transmitted disease, or Acquired Immune Deficiency Syndrome (AIDS) disease or Human Immunodeficiency Virus (HIV) infection;
  6. You engaging in or taking part in naval, military or air force service or operations;
  7. A criminal or illegal act committed by You.